Mortgages
A mortgage without the stress.
We'll find you the most favorable financing from all banks' offers. Free of charge, fast, and with full service from the first consultation to the loan drawdown.
Free of charge
Complete service from A to Z
Why choose JAdoma
Financing without compromise.
We represent you — not the bank. Our goal is to find a mortgage that fits your life, not the spreadsheets.
Comparison of all banks
We analyze current offers from all Slovak banks and choose the most suitable one for you.
The best interest rates
Thanks to our long-term cooperation with banks, we negotiate terms you won't get off the street.
Complete document handling
We take care of all applications, the property appraisal, and communication with the bank for you.
Individual approach
We tailor the solution to your income, plans, and life situation — no templates.
Fast loan approval
We know how to speed up the process. A preliminary opinion often within 48 hours.
Free of charge services
You pay nothing for our mortgage brokerage. We receive our fee directly from the bank.
How it works
Six steps to your own home.
Step 01
Initial consultation
We review your plans, income, and options for free.
Step 02
Analysis of options
We calculate the maximum loan amount and a repayment you can comfortably afford.
Step 03
Choosing a bank
We compare offers and select the most favorable combination of rate and terms.
Step 04
Mortgage approval
We prepare the application and all attachments — the bank approves it without delay.
Step 05
Signing the documentation
We accompany you when signing the loan and mortgage agreements.
Step 06
Loan drawdown
The money reaches the seller's account and you receive the keys.
Types of financing
A solution for every situation.
Watch our video about mortgages.
In this short video we explain how the whole process works and what you can expect from us.
Frequently asked questions
Answers to what interests you.
Simply contact us by phone, email, or through the contact form. We'll arrange a no-obligation consultation during which we analyze your situation, explain the whole process, and recommend the most suitable financing options. The consultation is completely free.
Mortgage approval usually takes 2 to 14 days, depending on the specific bank and its current workload. We keep you updated on the status of your application throughout the process.
In most cases, banks finance up to 80% of the property's value, so you need approximately 20% of your own funds. In certain cases, however, it is possible to get financing of up to 90%.
Yes. Refinancing can bring a lower interest rate, a lower monthly payment, or better loan terms. We'll compare current bank offers and advise you whether refinancing is worthwhile.
Yes. We work with banks that accept income from self-employment as well as from business through a limited liability company (s.r.o.). Each bank has its own income assessment criteria, so we'll help you prepare all the necessary documents and choose the bank where you have the best chance of approval.
Our mortgage advisory service is completely free for clients. We receive our brokerage fee directly from the bank.
Contact
Let's have a no-obligation chat.
We'll get back to you within 24 hours and go through your financing options together.
Nikita Kyslyi
852 50 Bratislava
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